Types of health insurance available

• Comprehensive Major Medical (with or without copayments)
• Catastrophic Major Medical
• Health Savings Account Programs – link to enroll in an HSA online (individual coverage only)
• Short-Term Medical Policies
• Medicare Supplement Insurance
• Student Health Insurance
• Hospitalization

Individual Supplemental Insurance Products

• Accident Plans
• Cancer
• Dental
• Hospitalization

Senior Products

• Medicare Supplements
• Long Term Care
• Home Health
• Life Insurance For Seniors

Individual Health Insurance

“All insurance is good insurance until you have to use it. Then you find out how good the insurance really is.”

— Joseph Kerper

Finding a good health insurance policy that is affordable is not an easy task these days.

If you’ve been shopping around and have spoken with a few different health insurance agents, chances are you have just been presented several different plans that are the “best” insurance policy.

Which agent is actually correct?

If you purchase your health insurance through Vertich Insurance Agency, you won’t have to wait until you use it to find out if you have good insurance.

Shopping your health insurance through us is the best way to get the health insurance answers you need without the exhaustive effort of sorting through a massive amount of facts and information.

Since Vertich Insurance Agency is an independent insurance agency, we can offer the largest selection of comprehensive health insurance companies possible in Southwest Florida. We don’t play favorites with any of our companies, and we always recommend coverage based upon the following criterion:

• Cost. We’re not just talking about premiums which are only good for 12 months. We also assess companies’ historical rate practices and their potential to maintain better than average rate increases. We want to make sure you’re getting a competitive rate next year and the year after. Also, if you have a medical history, we’ll make sure you get the best underwriting result possible.
• Quality of Benefits and Service. Health insurance plans have rules and limits on what services they cover. We will only recommend programs that provide broad coverage, so you won’t miss receiving critical benefits. Also, we’ll give you an honest assessment of how accurate and quick the insurance company will take care of claims.
• Your Out-Of-Pocket Cost for Treatment. It isn’t just the deductible we’re concerned with… in fact, a health plan’s deductible is usually less than half of what you’ll pay for a hospitalization or surgery. We’ll explain all benefits, so that you know what you’re getting. Our motto is “No Surprises.”

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