Listed below are some of the many products we have available. Several products are guaranteed issue programs. Some products do require medical underwriting, but the pricing for the medically underwritten groups can be substantially lower.

Most of the programs listed below can offer benefits to all employees of an employer. It is also possible to have a management carve out or employee class programs on most benefits.

We have many companies and variations on each of the products below.

Available Products

• Group Major Medical
• Small Group Fully-Insured
• Guarantee Issue
• Medically Underwritten
• Large Group Fully-Insured
• Partially Self Insured Plans
• Small and Large Group
• Self-Insured Large Group

Mini-Medical Plans

• Small and Large Groups

Group Life Insurance

• Standard Group Life
• Guaranteed Issue
• Medically Underwritten
• Voluntary Group Life
• Guaranteed Issue
• Medically Underwritten
• Management Carve Out
• Guaranteed Issue
• Medically Underwritten

Group Disability

• Guaranteed Issue and Medically Underwritten
• Group
• Voluntary
• Management Carve Out
• Long- and Short-Term Disability

Dental Insurance

• Group
• Voluntary

Long-Term Care

• Group and Voluntary
• Guaranteed Issue and Medically Underwritten

Supplemental Plans

• Vision
• Hearing
• Accident
• Cancer
• GAP Plans
• Hospital Indemnity
• Critical Illness
• Many Others – Call for Information